How to Spot Scam Text Messages

Be wary of text messages from unfamiliar numbers claiming you've won a prize, need to verify an account, or owe money.

Scammers often create a sense of urgency, such as claiming your bank account will be frozen unless you take immediate action.

Smishing attacks use fraudulent links to steal your login details. Hover over links (if possible) or visit the official website directly instead.

Legitimate businesses will never ask for sensitive details such as passwords, Social Security numbers, or banking information via text message.

Many scam messages contain spelling errors, strange formatting, or awkward wording that reputable companies would not use.

If a text contains a link you weren’t expecting, avoid clicking it. Instead, visit the company’s official website by typing the URL manually.

Replying to scam texts confirms your number is active, which may result in more scam attempts.

If you receive a message claiming to be from a company or government agency, contact them directly through their official website or phone number.

Most smartphones have built-in spam filters that can block or flag suspected scam messages.

Forward scam texts to your mobile carrier’s spam reporting number (such as 7726 in many countries) and report them to relevant authorities.

If you entered your credentials on a fake website, update your password for that account and any others where you used the same one.

If you provided banking details, notify your financial institution and keep an eye on your account for unauthorized transactions.

If you clicked a suspicious link, run a malware scan on your phone to ensure no harmful software was installed.

Inform your mobile provider and report the scam to consumer protection agencies to help prevent others from falling victim.

Scam text messages are becoming increasingly sophisticated, but staying informed and cautious can help you avoid falling for these scams. Always verify messages before taking action, protect your personal information, and report suspicious texts to minimize the impact of smishing attacks.